Hey there! I’m Starr Carter. I wear many hats: wife, mom, entrepreneur, and your go-to credit ready coach. My journey in finance started back in 2007 as a part-time teller at a credit union. Over the years, I worked my way up the ladder, gaining tons of experience and knowledge along the way. I have a Degree in Business and Accounting, so I know my way around the financial world, but believe me, I’ve had my fair share of struggles too.

After digging myself out of personal debt from 2017 to 2020, I decided to take a leap and follow my passion. In July 2020, I started ScentPerbULous, a handmade bath and body company. By September 2022, I left my 15-year banking career to run my business full-time. But my love for finance never left me. That’s why I started my YouTube channel, Starr Carter, Personal Finance, in June 2022.

I love breaking down complex financial topics into simple, easy-to-understand content. My goal is to help you achieve perfect credit and financial freedom.

I’ve had the privilege of helping people of all ages and backgrounds secure a brighter financial future. With a heart full of dedication and a head full of financial know-how, I’m here to guide you on your journey to financial stability and success.