Privacy/Terms and Conditions

Last updated: September 12, 2025

ScentPerbUlous Handmade Fragrance LLC, DBA Starr Carter Personal Finance (“Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, share, and protect the personal information you provide when you access our website, purchase our products or services, or engage with us on social media, as well as the rights you have over your information.

By using our website, you agree to the practices described here. We may update this Policy from time to time. When we do, we’ll revise the “Last updated” date above, and changes are effective upon posting. Your continued use of the site means you accept the updated Policy.

Information We Collect

We collect information when you visit our site, make a purchase, interact with our emails or social media, or otherwise engage with us.

Personal Data: Information that identifies you (e.g., name, shipping/billing address, email, phone, and—if you choose to provide it—demographic info). You may provide this when creating an account, purchasing, contacting us, filling out forms, or participating in courses or groups.
Derivative/Usage Data: Automatically collected info such as IP address, device/browser type, dates/times of access, pages viewed, and referral URLs. Third-party tools (e.g., analytics/ads) may also set cookies or web beacons that collect non-identifying data.
Financial Data: Payment details necessary to process orders. We do not store full payment information. Payments are processed by third-party processors (e.g., Stripe and PayPal). Please review their privacy policies for details on their practices.
Social Networking Data: If you connect with us via social platforms (e.g., Facebook, Instagram, LinkedIn, X/Twitter), we may receive the public information you allow those services to share.
Mobile Device Data: If you access our site via mobile, we may collect device ID, model, manufacturer, operating system, and location (if enabled).
Other Data: Information you provide to enter contests, giveaways, or surveys.

How We Use Your Information

We use your information to operate and improve our business and services, including to:

Create/manage your account and deliver purchases or services;
Process payments, refunds, and customer support requests;
Send transactional emails, newsletters, promotional offers, and service updates (you can opt out of marketing at any time);
Personalize content and recommendations;
Run giveaways, collect feedback, and improve our site, products, and services;
Provide targeted advertising and measure performance;
Detect, investigate, and prevent fraud or security issues;
Comply with legal obligations and enforce our terms.

Only authorized team members (e.g., assistants, administrators, shop managers) access your info as needed to do their jobs.

Legal Bases for Processing (where applicable)

Legitimate Interests (e.g., site operation, communications, improvement, fraud prevention);
Performance of a Contract (to fulfill purchases/services);
Consent (e.g., marketing; you can withdraw at any time);
Legal Obligations (to comply with law or legal requests).

When We Share Information

We may share information with:

Service Providers/Processors: For payment processing, hosting, email delivery, analytics, advertising, customer support, and similar operational needs. They are authorized to use your information only to provide services to us.
By Law or to Protect Rights: To comply with legal process or protect the rights, property, or safety of our users, the public, or our Company.
Business Transfers: As part of a merger, acquisition, reorganization, dissolution, or sale of assets.
Affiliates/Partners: With affiliates who promote our offerings (they must follow this Policy and disclose affiliate status).
Advertisers/Analytics: We may share non-identifying, aggregated data and allow ad/analytics partners to collect info via cookies/pixels to provide interest-based ads and measure performance.
Other Users: If you interact in group forums, courses, or comments, certain profile info and posts may be visible to others.
External Links: Our site may link to third-party sites we do not control; their policies apply. Please review them before sharing information.

Do Not Track: At this time, we do not respond to browser “Do Not Track” signals.

Cookies, Pixels & Similar Technologies

We use cookies, pixels, and similar tools to operate the site, remember preferences, secure accounts, personalize content, analyze usage, and deliver/measure ads. You can control cookies via your browser settings, though disabling them may affect functionality. For interest-based advertising choices, see the Network Advertising Initiative and Digital Advertising Alliance opt-out tools.

Website Analytics & Advertising Partners

We may use third-party analytics and advertising tools (e.g., Google Analytics, Meta). You can opt out of Google Analytics data collection via the official browser add-on. Please also review partners’ privacy policies for details on their practices.

Processing & Storage

We primarily use reputable third-party processors (e.g., Shopify, Stripe, PayPal, Mailchimp) to process and store data. We may also process some data internally for site operation, record-keeping, compliance, and security.

International Transfers

Our site is hosted in the United States. If you access the site from outside the U.S., your information may be transferred to, stored, or processed in the U.S., where laws may be different from those in your country. By using our site, you consent to such transfers.

Data Retention

We retain personal data for as long as needed for legitimate business purposes and legal obligations, or until you request deletion (subject to exceptions, e.g., transaction records we must keep). Aggregated/usage data may be retained for shorter periods unless required for security, functionality, or legal reasons.

Security

We use reasonable technical and organizational measures to safeguard your information (including secure payment processors). No method of transmission or storage is 100% secure; you use the site at your own risk. We will notify you of any data breach that creates a high risk of harm, as required by law.

Children’s Privacy

Our site is not intended for children under 16. We do not knowingly collect personal information from children under 16. If you believe we have collected such information, contact us so we can delete it.

Your Privacy Choices & Rights

Depending on your location, you may have rights to access, correct, delete, or restrict certain processing of your data; to withdraw consent; to receive a copy of your data; and to object to certain processing (e.g., marketing).

Email Preferences: Unsubscribe using the link in marketing emails or contact us via the contact page.
Access/Correction/Deletion: Contact us via the contact page to request.
California Residents (CCPA/CPRA): You may request disclosures about data we collect/share, request deletion, and opt out of certain sharing/sale of personal information. We do not discriminate for exercising these rights.
EU/UK Residents (GDPR): Where applicable, you may lodge a complaint with your supervisory authority.

Newsletter & Marketing

If you opt in, we’ll send newsletters or promotional emails. We use Mailchimp to manage marketing communications. By subscribing, your information is transferred to Mailchimp for processing under their terms and privacy policy. You can unsubscribe anytime.

Contact

Email: via our contact page on starrcarter.com

Address: Starr Carter, 102 Willow Forks Dr., Simpsonville, SC 29681, USA

Terms & Conditions of Use

Last updated: September 12, 2025

All programs, products, and services are owned and provided by ScentPerbUlous Handmade Fragrance LLC, DBA Starr Carter Personal Finance (“Company,” “we,” “us,” or “our”). “You” or “your” refers to any user or purchaser of our offerings (the “Offering”). These Terms govern your use of our website(s) and Offerings. By using our website or purchasing/accessing any Offering, you agree to these Terms. If you do not agree, please contact us so we can remove your access.

Eligibility & Consent

You must be at least 18 years old (or of legal age in your jurisdiction) to use our Offerings. By purchasing or accessing our Offerings, you agree to these Terms, our Privacy Policy, and any posted disclaimers.

Intellectual Property

All images, text, designs, graphics, trademarks, service marks, logos, videos, and other content are owned by or licensed to Starr Carter Personal Finance. You receive a limited, non-transferable, non-exclusive, revocable license for personal, non-commercial use of the materials included in the Offering you purchased or opted to receive.

You may:

Access your purchased Offering for personal use;
Download/print materials for your personal use (including in your business for internal use);
Use our trademarks/copyrighted materials only with our prior written consent and proper credit.

You may not:

Re-sell, share, gift, or transfer your access or the materials;
Reprint/republish or distribute materials as your own;
Modify and distribute materials;
Use our IP (names, logos, taglines, look and feel) without written permission;
Use the Offering for any unlawful purpose.

Support Policy

We provide reasonable support for digital products and courses purchased directly from starrcarter.com. Customizations are not included. If you modify our products, we are not responsible for resulting issues.

User Contributions & Model Release

By submitting comments, posts, photos, videos, or other content on our sites, platforms, or groups, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for business purposes unless you clearly state otherwise at the time of submission. You must own the rights to any images/content you submit.

Security; Assumption of Risk; Confidentiality

You are responsible for safeguarding your login credentials. Payments are processed by third-party processors (e.g., Stripe, PayPal); you agree to their terms and assume all risk associated with those processors. Unless otherwise agreed (e.g., in a client agreement), communications made through our site are not confidential.

Disclaimers

Our website and Offerings are for educational and informational purposes only and are provided “as is.” We make no guarantees about results or outcomes. We are not providing medical, legal, tax, or financial advisory services through the site or Offerings. Consult a licensed professional for advice. We do not warrant uninterrupted or error-free operation or that content is current, complete, or accurate.

Limitation of Liability; Indemnification

To the fullest extent permitted by law, we are not liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of the site or Offerings. You agree to indemnify and hold harmless the Company and its affiliates, officers, employees, and agents from any claims, damages, or expenses arising from your use or misuse of the site or Offerings.

Payments, Taxes, and Plans

Payments are processed via Stripe or PayPal. South Carolina residents will be charged 7% sales tax where applicable. If you choose a payment plan, you authorize recurring charges per the plan terms and agree to complete all installments. Access to digital assets may be revoked for non-payment after any stated grace period.

Refunds: Unless otherwise stated in writing, all sales are final.

Chargebacks: Please contact us for support before initiating any chargeback. We reserve the right to provide proof of access and these Terms to your financial institution in case of dispute.

Revocation of Access: We may suspend or terminate access for violations of these Terms.

Affiliates

We may use affiliate links. We will make reasonable efforts to disclose affiliate relationships. You assume all responsibility for purchases via affiliate links.

Non-Disparagement

You agree not to publish knowingly false statements that harm our reputation or business. This does not limit your rights to honest reviews or lawful speech.

Termination

We may terminate or suspend access at any time for any violation of these Terms.

Dispute Resolution; Governing Law

Before filing a legal claim, both parties agree to attempt good-faith resolution and, if needed, mediation. These Terms are governed by the laws of the State of South Carolina, USA. Venue and jurisdiction lie in South Carolina courts.

Entire Agreement; Severability

These Terms together with our Privacy Policy constitute the entire agreement regarding your use of the site and Offerings. If any provision is found unenforceable, the remaining provisions remain in full force.

Contact

If you have questions about these Terms or our Privacy Policy:

Email: via the contact page on starrcarter.com

Address: Starr Carter, 102 Willow Forks Dr., Simpsonville, SC 29681, USA